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deskgameThe Steelers are well-balanced, while the Ravens are overly reliant on Jackson and Co. I predict Pittsburgh’s defense to get enough stops to cover the 3.5-point spread, and potentially win the game outright. deskgamePenn State (13-2) is coming off a 31-14 win over Boise State in which the defense shined for the second consecutive CFP game. The Nittany Lions registered four takeaways, after logging three interceptions in the previous game. PSU picked off three passes in the fourth quarter, including one by Zakee Wheatley, who also recovered a fumble and was named Fiesta Bowl Player of the Game. deskgameNo defense has forced more turnovers than Notre Dame, and ball security is paramount for Penn State. If the Nittany Lions play a clean game, I expect head coach James Franklin’s squad to earn an outright victory. deskgameThe casino RTP (return to player) is the percentage of money you and other players put into a specific game that should theoretically be returned as wins.